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Uyini umshini wokubala imali (ATM)?

September 04, 2023

Iyini i-ATM?

Ama-ATM ayimishini ekhipha ukheshi futhi ikuvumela ukuthi wenze okunye ukuthengiselana kwasebhange. I-ATM ngokuvamile iqukethe isikrini, isifundi sekhadi, ikhiphedi, isikhipha imali kanye nephrinta.

Umshini ozenzakalelayo wokukhipha imali (i-ATM) iyithuluzi lezokuxhumana ngogesi elenza amakhasimende ezikhungo zezezimali akwazi ukwenza imisebenzi yezezimali, njengokukhipha imali, ukufaka imali, ukudluliselwa kwezimali, imibuzo yebhalansi noma imibuzo yolwazi lwe-akhawunti, nganoma yisiphi isikhathi ngaphandle kwesidingo sokusebenzisana okuqondile. nabasebenzi basebhange.

Ama-ATM angatholakala ezindaweni eziningi emhlabeni jikelele. Ama-ATM asendaweni atholakala ezikhungweni zezimali ezifana namabhange nezinyunyana zezikweletu, kuyilapho lawo angaphandle kwezakhiwo evame ukunikezwa ezindaweni ezinjengezikhumulo zezindiza, izitolo zegrosa kanye neziteshi zikaphethiloli.

Ukusebenzisa i-ATM kuhilela nje ukufaka ikhadi lakho le-ATM elikhishwe yibhange, ufake i-PIN yakho bese ulandela imiyalo esibukweni ukuze uqedele okufunayo.


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Umlando

Umqondo wokusatshalaliswa kwemali okuphuma ngaphandle kwamahora waqale wasebenza e-Japan, e-United Kingdom nase-Sweden.

Ngo-1960, uLuther George Simjian wasungula umshini wokufaka imali ozishintshayo (ukwamukela izinhlamvu zemali, ukheshi namasheke) nakuba wawungenazo izici zokukhipha imali. Ilungelo lakhe lobunikazi laseMelika lafakwa okokuqala mhla zingama-30 kuNhlangulana 1960 futhi lanikezwa ngomhla zingama-26 kuNhlolanja 1963. Ukukhishwa kwalo mshini, obizwa ngokuthi i-Bankograph, kwabambezeleka iminyaka embalwa, ngenxa yengxenye yokuthi i-Simjian's Reflectone Electronics Inc. yatholwa yi-Universal Match. Inhlangano.

I-Bankograph yokuhlola yafakwa eDolobheni laseNew York ngo-1961 yi-City Bank yaseNew York, kodwa yasuswa ngemva kwezinyanga eziyisithupha ngenxa yokuntuleka kokwamukelwa kwamakhasimende.

Ngo-1962 u-Adrian Ashfield wasungula umcabango wesistimu yamakhadi ukuhlonza ngokuphephile umsebenzisi nokulawula nokuqapha ukuhanjiswa kwezimpahla noma amasevisi. Lokhu kwanikezwa i-UK Patent 959,713 ngoJuni 1964 futhi yabelwa i-Kins Developments Limited.

 


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Ukusungulwa

Idivayisi yaseJapan ebizwa ngokuthi "Umshini Wokubolekwa Kwekhompyutha" inikeze ukheshi njengemalimboleko yezinyanga ezintathu ngo-5% p.a. ngemva kokufaka ikhadi lesikweletu. Lolu cingo lwalusebenza ngo-1966. Nokho, kuncane okwaziwayo ngalo mshini.

Umshini wemali wasetshenziswa yibhange iBarclays, Enfield, e-United Kingdom, zingama-27 kuNhlangulana 1967, ohlonishwa njenge-ATM yokuqala emhlabeni. Lo mshini wavulwa ngumlingisi oyiNgisi u-Reg Varney. eholwa ngu-John Shepherd-Barron wenkampani yokunyathelisa i-De La Rue, owaklonyeliswa nge-OBE ku-Honours kaNcibijane ka-2005. Ukuthengiselana kwaqalwa ngokufaka amasheke wephepha akhishwa umthengisi noma u-cashier, amakwe nge-carbon-14 ukuze afundeke umshini futhi avikeleke, okwathi kumodeli yakamuva kwafaniswa nenombolo kamazisi enezinhlamvu ezine (i-PIN). U-Shepherd-Barron uthe "Kufike kwangithinta ukuthi kufanele kube nendlela engingathola ngayo imali yami, noma kuphi emhlabeni noma e-UK. umqondo we-chocolate bar dispenser, kodwa esikhundleni sikashokoledi ngokheshi."


Umshini we-Barclays–De La Rue (obizwa ngokuthi i-De La Rue Automatic Cash System noma i-DACS) wehlula amabhange okonga aseSweden' kanye nenkampani ebizwa ngokuthi umshini we-Metior's (ithuluzi elibizwa nge-Bankomat) ngezinsuku eziyisishiyagalolunye kanye nohlelo lwe-Smith Industries Chubb lwe-British Westminster Bank ( ebizwa nge-Chubb MD2) ngenyanga.Inguqulo eku-inthanethi yomshini waseSweden ibhalwe ukuthi yaqala ukusebenza ngomhla ka-6 Meyi 1968, kuyilapho ithi iyi-ATM yokuqala eku-inthanethi emhlabeni, ngaphambi kwezimangalo ezifanayo ze-IBM kanye ne-Lloyds Bank ngo-1971, kanye no-Oki ngo-1970. Ukusebenzisana kwesiqalo esincane esibizwa ngokuthi i-Speytec ne-Midland Bank kwakha umshini wesine owamakethwa ngemva kuka-1969 eYurophu nase-US yi-Burroughs Corporation. Ilungelo lobunikazi lale divayisi (GB1329964) lafakwa ngoSepthemba 1969 (futhi lanikezwa ngo-1973) nguJohn David Edwards, Leonard Perkins, John Henry Donald, Peter Lee Chappell, Sean Benjamin Newcombe, kanye noMalcom David Roe.


Kokubili i-DACS ne-MD2 zamukele kuphela ithokheni yokusetshenziswa okukodwa noma ivawusha egcinwe umshini, kuyilapho i-Speytec isebenza ngekhadi elinomugqa kazibuthe ngemuva. Basebenzise izimiso ezihlanganisa i-Carbon-14 kanye ne-low-coercivity magnetism ukuze benze ukukhwabanisa kube nzima kakhulu.


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INGABE UYACWANINGO
IBHIZINISI LE-ATM NOMA UNGENA
IFUNA IMISHINI YE-ATM
& IYAQHUBEKA I-ATM?

Singakwazi ukwenza ngokwezifiso i-CDM ne-ATM njengezidingo zamakhasimende, sizohlinzeka ngemidwebo ye-CAD kanye ne-3D esekelwe ohlelweni lwephrojekthi. Futhi singasekela ama-currecies angaphezu kwe-100, futhi samukele okwenzelwe wena uhlobo lwemali olungathuthukisiwe. Imojula efaneleka kakhulu izofaniswa nomphathi wethu wephrojekthi ochwepheshe ngokwezidingo zekhasimende, ukunciphisa izindleko nokwandisa izinzuzo. Senza izigaba ezintathu ze-QC ukuze siqinisekise ikhwalithi yomkhiqizo.




Singakwazi ukwenza ngokwezifiso i-CDM ne-ATM njengezidingo zamakhasimende, sizohlinzeka ngemidwebo ye-CAD kanye ne-3D esekelwe ohlelweni lwephrojekthi. Futhi singasekela ama-currecies angaphezu kwe-100, futhi samukele okwenzelwe wena uhlobo lwemali olungathuthukisiwe. Imojula efaneleka kakhulu izofaniswa nomphathi wethu wephrojekthi ochwepheshe ngokwezidingo zekhasimende, ukunciphisa izindleko nokwandisa izinzuzo. Senza izigaba ezintathu ze-QC ukuze siqinisekise ikhwalithi yomkhiqizo.



I-Shenjiang Intelligent Technology Co., Ltd ingahlinzeka ngezindlela eziningi zokuhamba ze.

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FAQ

1.Ingabe unayo i-ejenti ezweni lakithi?

Siyakwamukela ukuze uqinisekise izwe ngalinye

2.Ithini isikhathi sakho sokukhokha?

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3.Ingabe unazo izithombe zephrojekthi zangempela zemishini?

Yebo, sicela uthinte ukuze uthole imininingwane eyengeziwe

Izinzuzo

1.Sihlinzeka ngemiklamo ye-3D yobunjiniyela ngephrinta ye-3D ukuhlangabezana nemibono yakho.

2.Besilokhu silandela imithetho yokumisa inqubo yokukhiqiza eqinile, ukonga isikhathi nezindleko zazo zombili izinhlangothi futhi sikulethela izinzuzo ezinkulu.

3.Inzuzo yentengo emqhudelwaneni wemakethe

4.Iba nekhono lokusungula izinto ezintsha, ngemikhiqizo emisha nemiklamo emisha njalo ngekota

    

        



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